Fuel cards for truckers with bad credit.
Carriers across the country rely on the OTR Fuel Card for real savings, reliable service, and flexible credit access—even with bad credit or no credit history at all. Get the tools that help you stay on the road, control your costs, and grow your business with confidence.


Fuel cards for every carrier.
No matter your credit history, the OTR Fuel Card ensures that every trucker can manage fuel costs effectively and access nationwide fuel savings.
No added costs. Just savings.
Save $600+/truck, every month.
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Real carriers. Real reviews.
More than just fuel.
Maximize every mile
Cut fuel costs with an average of $0.50 off per gallon with $0 in-network fees, keeping more money in your pocket mile after mile.
Fuel your way
Whether you prefer credit or prepaid, we have a fuel card that fits your business needs.
Control in real time
Find discounts, track spending, and monitor transactions in real-time directly in the OTR Mobile App.
Nationwide acceptance
Use your fuel card at 8,000+ stations across the country, with exclusive discounts at 2,500+ stations.
Save beyond the pump
Cut operational costs with exclusive discounts on maintenance, tires, and roadside services.
Dedicated in-house support
Get real support fast with a dedicated in-house support team that knows your business.
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On-the-go financial control.
Take control of your business from anywhere. The OTR Mobile App gives you real-time visibility into your cashflow, transactions, and fuel spend—putting every dollar and every discount right at your fingertips.
Save wherever the road takes you.
OTR Fuel Card is accepted at over 8,000+ fuel stations nationwide, with exclusive discounts at 2,500+ in-network locations.












See your savings for yourself.


Real support from real people.
Talk to a knowledgeable in-house team that understands fuel programs and trucking operations. When you need help, you get quick, accurate answers from a team who knows your business—not scripted call centers.
One partner for factoring and fuel.
Simplify your cashflow and funding with OTR. When you combine the OTR Fuel Card with our True Non-Recourse Factoring, you get 24/7 instant funding and fuel credit that keeps your trucks fueled, your payments fast, and your business moving.
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The only fuel card that lowers your factoring rate.
Pairing the OTR Fuel Card with our factoring program means you save an average of $0.50 per gallon and reduce your factoring rate. It's the easiest way to cut costs across your operation and maximize every dollar you earn.
Fuel savings and more.
OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.

For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.

For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.

For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Find out everything you need to know about OTR Fuel Card, from how it works to how you can apply.
No, there is no credit check required. The OTR Fuel Card is designed for all carriers, including those who are new to the industry and have little to no credit history.
Use your OTR Fuel Card at over 2,500 in-network fueling stations around the country to save an average of $600 per truck per month.
No. There are fees when you fuel at in-network stations.
The OTR Fuel Card isn’t just a way to pay—it’s a way to save. With deep fuel discounts, flexible credit lines, and coast-to-coast acceptance, it gives carriers the power to cut costs and keep trucks running without the cashflow stress. Fuel cards allow drivers to purchase fuel at approved stations while giving fleet managers the control over spending, real-time reporting, and detailed expense tracking they need to operate efficiently.
A smart move in the right direction.
We’ve built the OTR Fuel Card to be easy to use and easy to say yes to—so you can get rolling and start saving on fuel today.
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