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About Us

Serious tech.
Honest people.

OTR Solutions isn’t just another fintech company. Founded in 2011 with nearly a century of combined freight experience, we’re a team that puts the entrepreneurs of the open road first, providing financial solutions and real human support to keep freight moving forward.

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Be responsive

Freight runs long hours — and so do we. From 8 AM to 8 PM ET, every call gets answered, and every email gets a response. No delays, no excuses.

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Make clients’ lives easier

Every OTR client has a dedicated account manager and a team that actually listens. When you call, we know your name, your business, and are ready to help you solve real problems.

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Build solid relationships

Success is about more than just numbers. We build lasting partnerships, helping businesses get and stay ahead with trust, support, and real solutions.

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Never stop innovating

The road ahead is constantly changing. We stay on top of industry shifts, building new tools and smarter solutions to keep freight moving.

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Roadmap

The road so far.

OTR Capital gets rolling

OTR Capital launched in 2011 with a simple goal: give our clients in the transportation industry fast, reliable, and innovative financial solutions without the headaches.

2011

Smarter tools for carriers

In 2014, we built software that gave small carriers more control over cashflow and invoicing. A year later, we expanded into recourse factoring for larger fleets.

2014

An app built for the road

In 2015, we put factoring in drivers’ pockets with one of the first mobile apps in the industry, giving them instant access to payments, invoices, and balance tracking.

2015

The Client Portal opens up

In 2016, we launched a real-time financial dashboard so clients could track payments, access reports, and manage their accounts in one place.

2016

BOLT Instant Payment changes the game

In 2021, BOLT Instant Payment rolled out, giving clients 24/7 access to their money. No waiting, no delays.

2021

Becoming OTR Solutions

In 2022, we rebranded from OTR Capital to OTR Solutions because we’re more than factoring. We’re a complete financial partner for freight.

2022

Powering an ecosystem

In 2025, we  launched OTR365, a smarter, always-on network connecting brokers and carriers with intelligent tools, automation, and real-time funding.

2025

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Our Team

Standing behind the people who deliver.

We’re not just committed to building a better industry, we invest in the people who keep it moving. From empowering women in logistics to championing diversity and giving back through OTR Cares, we’re here to make a real difference in the freight world, the fintech industry, and beyond.

Women in Logistics

Women in Logistics

The Women in Logistics initiative is dedicated to supporting, educating, and empowering women in the workplace. We foster leadership, mentorship, and professional development to help women grow within OTR Solutions and across the logistics industry.

Diversity in Logistics

Diversity in Logistics works to create an inclusive and equitable trucking industry. We provide education, resources, and networking opportunities to promote diversity and representation.

OTR Cares

OTR Cares is our commitment to giving back and supporting causes that matter to our team and industry. From charitable donations to hands-on community outreach, we’re dedicated to making a difference both on and off the road.

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Meet OTR

Built by people who get it done.

Our executive team brings deep industry experience and a commitment to building financial solutions that help freight businesses succeed.

Fritz Owens
CEO and Co-Founder
Grace Maher
Chief Operating Officer
Clayton Griffin
President
Drew Bingham
Chief Technology Officer
Peter Corrigan
Chief Financial Officer
Jeff Miller
Chief Sales Officer
Kevin Nolan
Founder
Blake Malone
Co-Founder
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Partners

Stronger together.

We team up with the best in freight, finance, and technology to bring truckers, fleets, and brokers the tools they need to grow. These partnerships help businesses work smarter, save more, and keep moving forward.

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Our Blog

What’s new at OTR Solutions.

December 5, 2025

OTR Solutions Acquires TruckSmarter Factoring and Banking Division, Expanding Its Leadership in Freight Finance and Technology

Industry Events
December 2, 2025

OTR Solutions Launches Truly Instant Funding — The Future of Fintech in Logistics

Industry Events
December 2, 2025

OTR Solutions and LoadConnect Partner to Combat Fraud in the Freight Industry with Integrated Credit Approvals

Industry Events

A smart move in the right direction.

We’ve built our platform to be easy to use, easy to trust, and easy to say yes to. Let’s get you rolling and move forward together.