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Funding that grows with your business.
Tight margins and slow-paying brokers shouldn’t hold you back. With OTR Solutions, you unlock full-service invoicing, reliable funding without monthly minimums, TMS integrations, and a partner committed to your growth—not just your funding.
No hidden fees or unclear contract terms.
True Non-Recourse and Recourse programs available
Real carriers. Real reviews.
Real value. Powerful solutions.
Full-service invoicing
We handle billing and collecting from your customers in-house, so you can focus on what you do best – scaling your operation.
Real, human support
Say goodbye to voicemails and feedback loops. Every OTR client has a dedicated, in-house account manager who knows your business as well as you do.
Reliable funding
Fleets rely on consistency, and OTR delivers. Truly Instant Funding keeps your operations predictable and cashflow consistent.
No customer limits
Continue working with the same customers without monthly limits or restrictions.
TMS integrations
Unlock exclusive deals on maintenance, tires, and roadside services, so your card keeps saving you money long after you leave the pump.
24/7 detailed portal access
Submit invoices, track payment statuses, manage bank accounts, check broker credit, and so much more in the OTR Client Portal.
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Here’s how it works.
OTR Solutions’ True Non-Recourse Factoring makes it simple to get paid fast while protecting your earnings.
Step 1: Haul your freight
Pick up and deliver freight from a broker that has been verified using OTR’s free Broker Check tool.
Step 2: Upload your invoice
Easily upload your rate confirmation and POD in the OTR Mobile App or Web Portal.
Step 3: OTR approves payment
Your dedicated support team reviews and approves invoices for payment within hours.
Step 4: Receive payment
Get paid instantly to any bank account with BOLT Instant Funding or overnight with standard ACH.
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Fuel savings and more.
From independent owner-operators to national fleets and brokerages, OTR Solutions gives freight businesses the tools to grow, adapt, and stay ahead.
For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.
For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.
For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Find out everything you need to know about fleet factoring, from what OTR Solutions’ program offers to what to do if you’re stuck in another factoring contract.
OTR Solutions offers both recourse and non-recourse factoring. Larger fleets often prefer recourse for lower rates, while non-recourse protects you from non-paying brokers by transferring the risk to us.
Your account manager and team are responsible for invoicing the broker, while our in-house Accounts Receivable team works to collect the payment from them. Both teams help you maintain strong relationships with your customers, so you can focus on maintaining and growing your business.
No, OTR does not restrict customer credit or concentration – allowing you to continue working with brokers and shippers you already have relationships with.
OTR Solutions’ Buyout Taskforce conducts contract reviews for free – no strings attached. Our team will review your current factoring contract, guide you through its terms, and provide you with your options for switching factors, even if you decide to not factor with us.