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Fueling freedom for owner-operators.
You run your own business—and every gallon counts. The OTR Fuel Card is made for carriers who don’t settle, delivering real savings that put more money back in your pocket, mile after mile. Save an average of $0.50 per gallon, tap into factoring-backed credit, and fuel at over 8,000 stations nationwide—all while staying in control of your cashflow with the flexibility and support you need to keep rolling.
Make every mile more profitable.
With weekly credit lines starting at $1,000, the OTR Fuel Card gives carriers both the savings and the working capital to keep hauling without cashflow holding you back—making it the go-to fuel card for owner-operators.
No added costs. Just savings.
Save $600+/truck, every month.
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Real carriers. Real reviews.
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Everything you need in one card.
Save mile after mile
Save an average of $0.50 per gallon with $0 in-network fees—real savings that go straight back into your pocket with every fill-up.
Your card, your way
Whether you want prepaid or credit, the OTR Fuel Card keeps you fueled up and your cashflow steady.
Control in real time
You’re the driver, the dispatcher, and the accountant. Monitor your fuel spend in seconds and stay in control of your cashflow wherever the road takes you.
No hidden fees
What you see is what you save—no surprise charges or tricky sign-ups, ever.
Save beyond the pump
Unlock exclusive deals on maintenance, tires, and roadside services, so your card keeps saving you money long after you leave the pump.
Support that delivers
Our in-house team knows trucking inside and out. Get fast, real answers from a dedicated support team who knows your business.
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Find the cheapest diesel near you.
As an owner-operator, every gallon and every dollar counts. That’s why Fuel Finder in the OTR Mobile App shows the cheapest diesel right along your route, so you never waste time hunting for the best price.
Save wherever the road takes you.
The OTR Fuel Card is accepted at over 8,000 stations nationwide, giving owner-operators the freedom to fuel up where it makes sense—and the savings to make every stop count. Whether you're running local routes or crossing state lines, OTR keeps you in control with nationwide coverage and real savings at the pump.
See your savings for yourself.
You're independent — not alone.
Running your own trucking company comes with enough challenges. With OTR, you’re never on your own. Our in-house team knows what it takes to get rolling and stay rolling, and we’re here whenever you need us.
More than just a fuel card.
The OTR Fuel Card is more than the best fuel card for owner-operators. It’s part of a connected financial ecosystem built for freight. From factoring and banking to back-office automation and fuel, our tools work together to keep your business running smoothly and profitably.
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The only program that pays you twice.
Running a business means every dollar matters. Bundle your OTR Fuel Card with our factoring program and you don’t just save an average of $0.50/gal — you also cut your factoring rate. And because you fuel and factor with OTR, you get access to fast advances when cash gets tight. More savings. More flexibility. More money in your pocket.
Fuel savings and more.
OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.
For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.
For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.
For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Find out everything you need to know about the OTR Fuel Card, from how it works to how you can apply.
Yes—most owner-operator fuel cards offer fuel discounts, but not all savings are equal. Many limit discounts to certain brands or add hidden network fees that cut into your margins. But with the OTR Fuel Card, you can save an average of $0.50 per gallon. It’s one of the few programs that combines fuel savings, flexibility, and factoring-backed credit, so you spend less on every mile and keep cashflow steady.
Yes — owner-operator fuel cards are absolutely worth it for independent drivers looking to control costs and keep cashflow steady. The OTR Fuel Card helps you save an average of $0.50 per gallon, manage expenses easily, and get the flexibility of fueling now and paying later with factoring-backed credit.
Many fuel cards require lengthy credit checks, but with OTR, carriers can qualify for factoring-backed credit or prepaid options with no personal or business credit checks required.
Sometimes. But, OTR offers $0 in-network fees, no hidden charges, and no surprise costs, so carriers can forecast expenses accurately and maximize savings.
The OTR Fuel Card isn’t just a way to pay—it’s a smarter way to run your business. Designed for owner-operators, it delivers real savings with deep fuel discounts at thousands of stations nationwide, flexible credit lines, and real-time expense monitoring. You’ll have the freedom to fuel at approved stations, the control to track every dollar, and the support to keep cashflow steady mile after mile.
Yes. The OTR Fuel Card doesn’t require credit checks, so even new carriers can get approved and start saving immediately.
An advance is a financing option for carriers that provides upfront funds, up to 50% of the linehaul, to cover expenses before a load is delivered. Advances help carriers maintain steady cashflow, keep trucks moving, and avoid delays caused by out-of-pocket expenses. After the load is delivered the advance amount is simply deducted from the carrier’s final payment. This makes advances a reliable way to manage operational costs, stay on schedule, and reduce cashflow stress on the road.
Advance fees with OTR Solutions depend on the funding method you choose. Advances to your OTR Fuel Card cost $15, while advances issued via Comchek are $24.