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Factoring for New Authorities

Freight factoring for new trucking authorities.

Starting your own trucking business is an exciting step forward, but keeping cash flowing can be tough in a competitive market. With OTR Solutions, you can use freight factoring for new trucking companies and turn invoices into immediate cash. That’s how you keep your trucks moving and build a thriving business.

No chargebacks, no risks
Industry-leading fuel savings
Dedicated support team
24/7 instant funding
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Freight Factoring

How factoring works

Freight factoring simplifies your cash flow by allowing you to sell unpaid invoices at a discount and get paid upfront. This means less stress about bills and more time focusing on maintaining your business. Freight factoring is incredibly easy with OTR Solutions: simply deliver your load, submit you invoice, and get paid.

Minimized risk.

You handle the freight. We'll handle the rest - even chasing brokers for payment.

Truly Instant Funding

Factoring that never stops. Funds whenever you need them - even on bank holidays.

Real carriers. Real reviews.

24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
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“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.
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“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.
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“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.
|
“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.
|
“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.
|
“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.
|
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Everything you need in one partner.

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No chargebacks

Freight factoring helps you avoid cashflow issues like chargebacks by providing upfront payments for your invoices.

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24/7 instant funding

OTR's Truly Instant Funding means getting paid to any bank account in minutes, not days or weeks — even on bank holidays.

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Discount fuel card

Access an average of $0.50 off per gallon at major truck stops such as TA/Petro, Speedway, Caseys and more, with the OTR Fuel Card.

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#1-rated mobile app

Handle your factoring needs on the go with the user-friendly OTR Mobile App, making your financial management easier.

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Broker credit checks

Check broker credit any time and take the guesswork out of who you work with.

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Real, human support

Our in-house team knows trucking inside and out. Get fast, real answers from a dedicated support team who knows your business.

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Suite of Solutions

Grow your new trucking business.

We offer comprehensive tools and services that go beyond cashflow, helping you navigate your new trucking company toward long-term success. Whether you need access to industry-leading fuel discounts, a high-tech mobile app that allows you to easily submit and track invoices, or 24/7 broker checks, OTR has you covered.

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Our Blog

Articles and resources to keep you rolling.

View All Blog Posts
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Factoring and more.

OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.

For Owner-Operators
Owner-Operators

Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.

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For Fleets
Fleets

Flexible capital, fuel savings, and finance solutions designed to scale.

For Freight Brokers
Freight Brokers

Seamless payments and automation to keep freight moving and business running smoothly.

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Frequently Asked Questions

Got questions?
We’ve got answers.

Find out everything you need to know about partnering with OTR Solutions, from how it works to how you can apply.

What is freight factoring and why should I use it for my new trucking company?

Freight factoring is a service where you sell your unpaid invoices at a discount and receive cash faster. Freight factoring ensures you have cash to cover expenses like fuel, maintenance, and payroll, helping you maintain your business from day one.

How long does it take to get paid?

With OTR Solutions' Truly Instant Funding, you can get paid to any back account as soon as your invoices are approved, 24 hours a day, 7 days a week, 365 days a year.

Do I need good credit to qualify for factoring and what are the costs involved?

No, freight factoring is based on your customers’ credit, not yours. The cost depends on your agreement with the factoring company. OTR Solutions offers competitive rates to help new trucking companies succeed.

Can I use factoring if I’m a small trucking company?

Absolutely! Freight factoring is designed to help trucking companies of all sizes, including owner-operators and small fleets.

A smart move in the right direction.

Partner with OTR Solutions today and use the best freight factoring for new trucking companies. Keep your business moving in the right direction.