Experience True Non-Recourse freight factoring.
Choose OTR Solutions for your hotshot loads and access premier non-recourse factoring services.
- 24/7 instant funding on approved invoices.
- No chargebacks and no hidden fees or monthly minimums.
- Dedicated account manager and industry-leading technology.
You handle the road. We'll handle the rest - even chasing brokers for payments.
Factoring that never stops. Funds whenever you need them - even on bank holidays.
Real carriers. Real reviews.
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Everything you need in one partner.
No chargebacks
We cover the broker risk so you get paid no matter what — no loopholes, no compromise, no chargebacks.
Cash advances
Secure up to 50% of your load rate in advance, ensuring you have the funds you need when you need them.
#1-rated mobile app
Handle your factoring needs on the go with our user-friendly Mobile App, making your financial management easier.
24/7 instant funding
OTR's Truly Instant Funding gets you paid to any bank account in minutes, not days or weeks — even on bank holidays.
Broker credit checks
Check broker credit any time and take the guesswork out of who you work with.
Real, human support
Our in-house team knows trucking inside and out. Get fast, expert answers from a dedicated support team who knows your business.
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Overcoming hotshot challenges with OTR Solutions.
Truckers face unique challenges - from finding loads, to managing cashflow, to handling paperwork. OTR Solutions offers comprehensive support, including reliable freight factoring, advanced hotshot load boards, and efficient back-office support to tackle these issues effectively.
Find reliable support with our trusted partners.
Our industry-leading partnerships, from insurance to TMS integrations, help you run your operation seamlessly and save with exclusive deals on maintenance, tires and more.
Dedicated support for hotshot carriers.
Running your own trucking company comes with enough challenges. With OTR, you’re never on your own. Our in-house team knows what it takes to get rolling and stay rolling, and we’re here whenever you need us.
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The only program that pays
you twice.
Running your own business means every dollar counts. When you pair True Non-Recourse Factoring with the OTR Fuel Card, you’ll save an average of $0.50 per gallon and get access to the only program that also lowers your factoring rate — keeping more of your money where it belongs: in your pocket.
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Factoring and more.
OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.
For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.
For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.
For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Find out everything you need to know about non-recourse factoring, from what it is to how programs differ per provider.
We specialize in True Non-Recourse Freight Factoring, ensuring you face no risk of chargebacks, even if the broker fails to pay.
With Truly Instant Funding, you can receive instant deposits to any bank account once your invoices are processed through the OTR Mobile App.
You’ll have a dedicated account manager and back-office team to support every aspect of your factoring and fuel card services. Our in-house team will also manage all your invoicing and billing, ensuring quick and accurate processing.
We vet and monitor the creditworthiness of brokers and shippers, giving you the freedom to work with reliable partners confidently.