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Factoring For Box Trucks

The best factoring company for truckers in the box truck business.

Kickstart your trucking business with OTR Solutions. We're the go-to partner for box truckers, offering simple and effective freight factoring services specially crafted for the box trucking industry.

No chargebacks, no risks
Dedicated support team
Industry-leading technology
24/7 instant funding
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Risk-Free Factoring

Discover True Non-Recourse factoring for box trucks.

Opt for OTR Solutions to factor your box truck loads and unlock our industry-leading non-recourse factoring services.
• 24/7 instant funding on approved invoices.
• No chargebacks, no hidden fees, and no monthly minimums.
• Dedicated account manager for every client.

Minimized risk

You handle the road. We'll handle the payments - even after 90 days of broker non-payment.

Truly Instant Funding

Factoring that never stops. Funds whenever you need them - even on bank holidays.

Real carriers. Real reviews.

24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
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“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.
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“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.
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“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.
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“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.
|
“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.
|
“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.
|
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Everything you need in one partner.

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No chargebacks

We cover the broker risk so you get paid no matter what — no loopholes, no compromise, no chargebacks.

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Cash advances

Receive up to 50% of your load rate in advance, so you have the funds you need ready when you need them.

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#1-rated mobile app

Streamline your factoring activities with our intuitive OTR Mobile App, designed to simplify financial management for box truck drivers.

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Broker credit checks

Check broker credit any time and take the guesswork out of who you work with.

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24/7 instant funding

OTR's Truly Instant Funding means getting paid to any bank account in minutes, not days or weeks — even on bank holidays.

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Real, human support

Our in-house team knows trucking inside and out. Get fast, real answers from a dedicated support team who knows your business.

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Industry-Leading Partnerships

Find reliable support with our trusted partners.

Our industry-leading partnerships, from insurance to TMS integrations, help you run your operation seamlessly and save with exclusive deals on maintenance, tires and more.

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Our Blog

Articles and resources to keep you rolling.

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Factoring and more.

OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.

For Owner-Operators
Owner-Operators

Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.

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For Fleets
Fleets

Flexible capital, fuel savings, and finance solutions designed to scale.

For Freight Brokers
Freight Brokers

Seamless payments and automation to keep freight moving and business running smoothly.

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Frequently Asked Questions

Got questions?
We’ve got answers.

Discover the key insights about factoring tailored for box truck businesses.

What is box truck factoring and why should I choose OTR Solutions for my box truck factoring needs?

It’s a financial service where OTR Solutions purchases your box trucking invoices, ensuring you get paid immediately. Even better, OTR Solutions excels in True Non-Recourse Factoring, safeguarding you from chargebacks, even if the broker doesn’t pay.

How fast can I get paid with OTR Solutions and can I access my factoring account remotely?

Experience rapid payment with OTR's Truly Instant Funding, granting immediate access to your funds once invoices are processed through the #1-rated OTR Mobile App. Clients can also access same-day funding through the 24/7 Client Portal.

What support can I expect as a client of OTR Solutions?

Benefit from comprehensive support, including a dedicated account manager and a back-office team, covering all facets of your factoring and fuel card services.

How does OTR Solutions ensure reliable broker and shipper partnerships?

We thoroughly assess and continually monitor the financial reliability of brokers and shippers, empowering you to confidently run your business with trustworthy partners.

Begin factoring with assurance.

Get on the road to financial independence and business success. Apply now with the leading factoring company for box truck businesses and discover the simplicity and dependability of factoring with OTR Solutions, where your success is our main goal.