The best factoring company for truckers in the box truck business.
Kickstart your trucking business with OTR Solutions. We're the go-to partner for box truckers, offering simple and effective freight factoring services specially crafted for the box trucking industry.


Discover True Non-Recourse factoring for box trucks.
Opt for OTR Solutions to factor your box truck loads and unlock our industry-leading non-recourse factoring services.
• 24/7 instant funding on approved invoices.
• No chargebacks, no hidden fees, and no monthly minimums.
• Dedicated account manager for every client.
You handle the road. We'll handle the payments - even after 90 days of broker non-payment.
Factoring that never stops. Funds whenever you need them - even on bank holidays.

Real carriers. Real reviews.
Everything you need in one partner.
No chargebacks
We cover the broker risk so you get paid no matter what — no loopholes, no compromise, no chargebacks.
Cash advances
Receive up to 50% of your load rate in advance, so you have the funds you need ready when you need them.
#1-rated mobile app
Streamline your factoring activities with our intuitive OTR Mobile App, designed to simplify financial management for box truck drivers.
Broker credit checks
Check broker credit any time and take the guesswork out of who you work with.
24/7 instant funding
OTR's Truly Instant Funding means getting paid to any bank account in minutes, not days or weeks — even on bank holidays.
Real, human support
Our in-house team knows trucking inside and out. Get fast, real answers from a dedicated support team who knows your business.
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Navigating box truck challenges with OTR Solutions.
Box truck operators encounter specific hurdles such as securing consistent loads, optimizing cashflow, and managing administrative tasks. OTR Solutions provides tailored solutions, including dependable freight factoring, specialized load boards for box trucks, and streamlined back-office support to address these challenges effectively.
Find reliable support with our trusted partners.
Our industry-leading partnerships, from insurance to TMS integrations, help you run your operation seamlessly and save with exclusive deals on maintenance, tires and more.














Dedicated support for box truck carriers.
Running your own trucking company comes with enough challenges. With OTR, you’re never on your own. Our in-house team knows what it takes to get rolling and stay rolling, and we’re here whenever you need us.
More than just factoring.
OTR Solutions offers more than just factoring for box truck carriers. From factoring and banking to back-office automation and fuel, our tools work together to keep your business running smoothly and profitably.




The only program that pays
you twice.
Running your own business means every dollar counts. When you pair True Non-Recourse Factoring with the OTR Fuel Card, you’ll save an average of $0.50 per gallon and get access to the only program that also lowers your factoring rate — keeping more of your money where it belongs: in your pocket.
Factoring and more.
OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.

For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.

For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.

For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Discover the key insights about factoring tailored for box truck businesses.
It’s a financial service where OTR Solutions purchases your box trucking invoices, ensuring you get paid immediately. Even better, OTR Solutions excels in True Non-Recourse Factoring, safeguarding you from chargebacks, even if the broker doesn’t pay.
Experience rapid payment with OTR's Truly Instant Funding, granting immediate access to your funds once invoices are processed through the #1-rated OTR Mobile App. Clients can also access same-day funding through the 24/7 Client Portal.
Benefit from comprehensive support, including a dedicated account manager and a back-office team, covering all facets of your factoring and fuel card services.
We thoroughly assess and continually monitor the financial reliability of brokers and shippers, empowering you to confidently run your business with trustworthy partners.
Begin factoring with assurance.
Get on the road to financial independence and business success. Apply now with the leading factoring company for box truck businesses and discover the simplicity and dependability of factoring with OTR Solutions, where your success is our main goal.

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