High-performance solutions to fuel your success.
Beyond True Non-Recourse Factoring, OTR Solutions has spent the past decade perfecting service and technology to simplify carriers' daily operations. With 24/7 instant funding, in-house support, a detailed mobile app, TMS integrations, and more, OTR delivers the reliability and transparency carriers need to stay on the road and in control.
Move more quality freight
Only OTR offers True Non-Recourse factoring with no chargebacks, even after 90 days. Where others claim to offer non-recourse, only OTR takes on the risk, so you can focus on the road, not unpaid invoices.
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Get paid 24/7 - even on holidays
OTR Solutions sets the standard for funding speed with Truly Instant Funding. It provides carriers with the same True Non-Recourse Factoring experience but faster. No cutoff times. No delays. Just reliable cashflow when you need it most—even on bank holidays.
Build trust & win more freight
OTR Select is built on the reputation OTR Solutions has earned across the industry through high standard and careful carrier vetting. By factoring with OTR, carriers gain exposure to brokers across our vetted freight network, helping them stand out as trusted, compliant partners and build stronger, long-term business relationships.
Powering your operation for long-term success.
No chargebacks
We cover the non-payment risk, so you get paid no matter what. Proven to keep carriers in business longer than any other factor—making OTR Solutions the top factoring company.
Payment in seconds
Truly Instant Funding gives carriers the ability to unlock full financial freedom with quick invoice approvals and instant payouts to any bank account, 24 hours a day, 7 days a week, 365 days a year.
Real, human support
Say goodbye to voicemails and feedback loops. Every OTR client has a dedicated, in-house account manager who knows your business as well as you do.
Increased broker exposure
Brokers prioritize OTR factoring carriers because they can trust them to deliver reliable service with minimal operational risk. OTR Select lets them find your business and offer you freight on the lanes you already like to run.
#1 rated factoring mobile app
The OTR Solutions Mobile App makes getting paid the easiest thing you'll do all day.
Save on fuel & factoring
Bundle True Non-Recourse Factoring and the OTR Fuel Card for at-pump savings and a lower factoring rate.
Real carriers. Real reviews.
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Got questions?
We’ve got answers.
Find out everything you need to know about partnering with OTR, from how it works to what programs we offer.
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OTR Solutions offers both recourse and True Non-Recourse Factoring, so you can choose the best fit for your business. No matter which program you choose, you’ll get a dedicated account team and access to our industry-leading tools. If you choose True Non-Recourse Factoring, you’ll also get no chargebacks, guaranteed, even after 90 days.
Though ‘non-recourse’ means that the factoring company is responsible for the risk of non-paying customers, other factors will often charge carriers back if an invoice goes unpaid. OTR Solutions is the only provider in the industry to offer True Non-Recourse Factoring, meaning once our carriers are paid, they stay paid – even if the broker defaults on payment or goes out of business.
No, OTR Solutions does not require you to factor a certain volume per month. You can factor as little or as much as you want. However, other factoring companies may have minimums.
