OTR Solutions Factoring Referral Program Terms & Conditions
OTR SOLUTIONS FACTORING REFERRAL PROGRAM TERMS ANDCONDITIONS
Last Modified: 06/11/2026
OTR Capital, LLC d/b/a OTR Solutions (“we”, “us”, “our”,“OTR” or “Company”) is offering you the opportunity to refer potential clientsvia a Referral Program (“Program”) offered on the website located athttps://otrsolutions.com and https://portal.otrsolutions.com/ the (“Site”).
LIMITED-TIME PROMOTION. For a limited time, incelebration of America's 250th anniversary, any qualifying referral submittedthrough the Site between June 10, 2026, and July 31, 2026 (the"Promotional Period") will be eligible for an increased reward of$500 in lieu of the standard $250 reward described in Section 5. To qualify,the referral must be submitted during the Promotional Period; the Referred Party'sonboarding and first factored invoice may occur after the Promotional Periodends, provided all other conditions in Section 5 and these Terms are satisfied.All other terms, conditions and limitations applicable to Rewards (includingverification, payment timing, and the annual maximum) continue to apply.Referrals submitted before or after the Promotional Period are eligible onlyfor the standard reward. The Company reserves the right to modify or terminatethis promotion in accordance with Section 10.
1. Binding Agreement. By using the Site orparticipating in the Program, you acknowledge that you have read, understood,and agree to be legally bound by these Terms and Conditions (“Terms”). Yourparticipation in the Program constitutes your acceptance of these Terms. All ofthe Company’s decisions are final and binding.
2. Privacy. The personal information collected,processed and used as part of the Program will be used in accordance withCompany’s Privacy Policy which is available by link on the Site.
3. How the Program Works. You must be a legalresident of the United States of America, at least 18 years old, and have thelegal capacity to enter into binding contracts to participate in the Program.Next, you must visit the Site and follow the on-screen instructions to refer potentialclients to OTR. Users may refer a maximum of 25 potential clients during eachcalendar month and a maximum of 500 unique potential clients throughout theentirety of the Program. Once an individual makes a referral, they become a“Referrer”. Potential clients (“Referred Party”) must complete the referral andsuccessfully onboard as a client of OTR as described in the referral message.
4. Restrictions. Referrers cannot referthemselves or create multiple, fictitious or fake accounts with the Company orparticipate in the Program as “Referred Party”. No user may use the Program toviolate any law, infringe or violate the rights of any third party, or otherwiseact in a manner that is deemed harassing, harmful, illegal, hateful, obscene oroutside the spirit and intent of the Program. Additionally, each company orbusiness entity may only be referred once across all OTR referral programs, regardlessof the referrer or the timing of the referral. If a company has previously beenreferred through any OTR referral program, subsequent referrals of the samecompany will not be eligible for rewards. You may not (i) tamper with theProgram, (ii) act in an unfair or disruptive manner, or (iii) use any system,bot or other device or artifice to participate or receive any benefit in theProgram. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THELEGITIMATE OPERATION OF THE PROGRAM MAY BE IN VIOLATION OF CRIMINAL AND CIVILLAWS. SHOULD SUCH AN ATTEMPT BE MADE, THE COMPANY RESERVES THE RIGHT TO SEEKREMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THELAW, INCLUDING CRIMINAL PROSECUTION. Employees of the Company or any of its ortheir subsidiaries, affiliates or promotional agencies are not able toparticipate.
5. Rewards. By making a valid referral, subjectto all Terms herein, you will be eligible to receive $250 payable via ACHdirect to your designated U.S. bank account within sixty (60) days after yourreferred client both (i) successfully completes OTR’s onboarding process and(ii) factors their first invoice with OTR. Rewards will be paid withinsixty (60) days after being earned for each successful referral. You can earn amaximum of 25 rewards per year. These rewards may be redeemed in various formsat the Company’s sole discretion. Restrictions may apply. For example, theremay be a limitation on the number of referrals you can make, or if the rewardis in the form of a gift card, gift certificate or voucher, it may be subjectto the issuer’s terms and conditions. Rewards are subject to verification. TheCompany may delay a reward for the purposes of investigation. The Company mayalso refuse to verify and process any transaction for any reason.
6. Liability. YOU UNDERSTAND AND AGREE THAT THERELEASED PARTIES (DEFINED BELOW) SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT,INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING,BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHERINTANGIBLE LOSSES (EVEN IF THE COMPANY WAS ADVISED OF THE POSSIBILITY OF SUCHDAMAGES). By participating in the Program, you agree to defend, indemnify,release and hold harmless the Company, its parent companies, affiliates and subsidiaries,together with its respective employees, directors, officers, licensees,licensors, shareholders, attorneys and agents including, without limitation,(collectively, the “Released Parties”), from any and all claims, actions,demands, damages, losses, liabilities, costs or expenses caused by, arising outof, in connection with, or related to the Program (including, withoutlimitation, any property loss, damage, personal injury or death caused to anyperson(s)) and/or the awarding, receipt and/or use or misuse of any benefit inthe Program. To be clear, the Released Parties shall not be liable for anytechnical errors or malfunctions, data theft or corruption, any printing ortypographical error, or any damage to any computer system resulting from participatingin or accessing or downloading information in connection with the Program. TheReleased Parties shall not be liable to any users for failure to supply anyadvertised benefit, by reason of any acts of God, any action or request by anygovernmental or quasi-governmental entity (whether or not valid), or any otheractivity or action that is beyond any of the Released Parties’ control. TO THEFULLEST EXTENT PERMITTED BY LAW, THE RELEASED PARTIES’ MAXIMUM LIABILITYARISING OUT OF OR IN CONNECTION WITH THE PROGRAM, REGARDLESS OF THE CAUSE OFACTION (WHETHER IN CONTRACT, TORT, BREACH OF WARRANTY, OR OTHERWISE), WILL NOTEXCEED $500.
7. Disclaimer of Warranties. YOU EXPRESSLYUNDERSTAND AND AGREE THAT: (A) THE PROGRAM IS PROVIDED ON AN “AS IS” AND “ASAVAILABLE” BASIS AND THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, CONDITIONSAND TERMS OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW ORCUSTOM, INCLUDING, BUT NOT LIMITED TO, WARRANTIES AS TO PRODUCTS OR SERVICESOFFERED THROUGH THE USE OF THE PROGRAM, IMPLIED WARRANTIES OF MERCHANTABILITY,SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT;(B) THE RELEASED PARTIES MAKE AND GIVE NO WARRANTY THAT (i) THE PROGRAM WILLMEET YOUR REQUIREMENTS, (ii) THE PROGRAM WILL BE UNINTERRUPTED, TIMELY, SECURE,OR ERROR-FREE, AND (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OROTHER MATERIAL OBTAINED BY YOU THROUGH THE PROGRAM WILL MEET YOUR EXPECTATIONS,AND (C) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THEPROGRAM IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELYRESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OFDATA THAT RESULTS FROM THE DOWNLOAD OR USE OF ANY SUCH MATERIAL.
8. Bulk Distribution (“Spam”). Each Referrer isthe actual sender of the emails and must comply with applicable law. Referralsmust be created and distributed in a personal manner that is appropriate andcustomary for communications with Referred Party, and must comply with all applicablelaws and regulations, including but not limited to the CAN-SPAM Act and otheranti-spam laws. By submitting any email address as part of the Program, theReferrer represents that he/she has the appropriate permission and consent.Bulk email distribution, distribution to strangers, or any other use of theservices described herein in a manner that is not promoted is expresslyprohibited and may be grounds for immediate termination and further legalaction. The Company has no obligation to monitor the Program or anycommunications; however, the Company may choose to do so and block any emailmessages, remove any such content, or prohibit any use of the Program. Referrerswho do not comply with the law, including anti-spam laws, are obligated toindemnify the Program Entities against any liabilities, costs and expenses itincurs as a result of such spam.
9. Sign-In Credentials. Users are responsiblefor maintaining the confidentiality of any sign-in credentials and are fullyresponsible for all activities that occur through the use of them. Users agreeto notify the Company immediately if they suspect unauthorized access to theiraccount. Users agree that the Company will not be liable for any loss or damagearising from unauthorized use of their credentials.
10. Right to Cancel, Modify or Terminate. Wereserve the right to cancel, modify or terminate the Program at any time forany reason, with or without notice. Any such changes will be effectiveimmediately upon posting of the modified Terms on the Site. Any referrals thatwere qualified for payment prior to termination will be honored according tothese Terms. We reserve the right to disqualify any User at any time fromparticipation in the Program if he/she does not comply with any of these Terms.
