Build Trust.
Win More Freight.
In today’s freight market, carriers don’t just compete on price — they compete on trust, visibility, and reliability. By factoring with OTR, carriers gain exposure to brokers across OTR’s vetted freight network, helping them stand out as trusted, compliant partners and build stronger, long-term business relationships.
Vetted, Trusted, Visibile
OTR Select is built on the reputation OTR Solutions has earned across the industry through high standard and careful carrier vetting. As a result, carriers that factor with OTR benefit from a trust signal to brokers that helps establish credibility faster. That trust increases carrier visibility, creates more opportunities to build broker relationships, and opens the door to higher-quality freight.
Brokers have greater trust in OTR factoring clients - giving them more access to higher quality freight.
OTR Select markets our clients' to brokers better than any load board ever could.
Real carriers. Real reviews.
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Factoring-driven visibility your operation needs to thrive.
Increased broker exposure
Get discovered by brokers actively using OTR Select searching for trusted, reliable carrier partners.
Enhanced credibility
Strengthen your reputation through association with OTR’s vetted carrier network.
More qualified opportunities
Receive freight offers from brokers who prioritize quality service, compliance, and long-term partnerships.
Competitive differentiation
Stand out from other carriers by showcasing the qualities brokers value most in today’s market.
Greater operational visibility
Brokers will better understand your performance beyond the limited freight they move with you directly.
Faster trust building
Reduce the time it takes to establish confidence with new quality broker relationships.
Stand out in a market focused on fraud prevention and compliance
As freight fraud and double brokering continue to rise, brokers are becoming more selective about the carriers they work with. OTR Select helps surface carriers that demonstrate strong compliance, operational stability, and professional business practices.
By factoring with OTR Solutions, carriers strengthen their credibility with brokers looking to reduce risk and protect customer freight.
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Turn reputation into opportunity
Brokers prioritize OTR factoring carriers because they can trust them to deliver reliable service with minimal operational risk. OTR Select lets them find your business and offer you freight on the lanes you already like to run.
Factoring with OTR Solutions increases your exposure within a network built around transparency and reliability, allowing carriers to build stronger broker relationships and access more consistent freight opportunities.
Factoring and more.
OTR Solutions’ connected financial ecosystem helps trucking businesses of all sizes manage money smarter and grow with confidence.
For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.
For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.
For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Find out everything you need to know about True Non-Recourse Factoring with OTR Solutions.
Recourse and non-recourse factoring refer to who is liable if the factoring company cannot collect payment on the factored invoice after a certain period of time. Under a recourse program, the carrier is ultimately liable to repurchase the invoice if the factor cannot collect payment after a certain period of time. Under a non-recourse program, the factoring company is responsible and is liable for any defaults of payment from the broker, assuming the carrier met all of the obligations of their contract.
The best factoring company is the one that puts your needs first. Look for a partner with fast, reliable payments, transparent pricing, and real human support. OTR Solutions offers True Non-Recourse Factoring, same-day funding (even on bank holidays), and a dedicated team that knows freight. Whether you're just getting started or scaling your operation, we’re built to keep your business moving forward.
Depending on the factor and program type, funding rates can be anywhere between 90% and 99% of the invoice amount. This is determined by your individual contract terms. Be sure to know exactly what your factoring rate is, any additional fees, or extra stipulations that may incur additional charges. The lowest rate is not usually the best, especially when you take into account hidden fees, terms affecting non-payment liability, and ability to receive customer support as you run your business.
Factoring companies generally offer either a flat factoring rate or a tiered rate. Flat factoring rates charge the same percentage on each invoice factored, regardless of how long it takes the broker to pay. Tiered rate programs increase the fee depending on the time it takes for a broker to pay, usually in 15-day increments.
Quick pay is an expedited funding option offered by some brokers, each with their own terms and rates. As you diversify your business and utilize multiple brokers, the management of all the different contracts, terms, and paperwork grows exponentially. The benefit of factoring is that you have an organized and centralized source for all back-office-related needs. Factoring companies handle the back-office burden while you focus on running your business.