Real Capacity. Real Rates. Real-Time.
"Post and Pray" shouldn't be the only way to find new capacity. There's too much at stake. With OTR Select, brokers can find verified carriers actively running any lane alongside verified real-time market rates. This intelligence platform is powered by OTR's verified network data, so brokers can source new capacity with confidence. Backed by millions of real transactions and an exclusive network of tens of thousands of independently verified and continuously monitored carriers, OTR Select gives you access to an untapped pool of reliable capacity.



Behavior Based Capacity
Stop wasting hours vetting carriers. View a snapshot of carrier capacity based on where trucks actually run, not self‑reported listings. Instantly tap into 20,000+ vetted carriers surfaced by real freight history and live location signals, so you can fill gaps in your network with carriers proven to run your lanes.
Real Freight Rates
Win more freight, without racing to the bottom. OTR Select delivers rates based on real, invoice‑backed freight activity, not theoretical bids or posted quotes. Price and book with confidence knowing your rates reflect what carriers are actually accepting in the market right now.




The Most Secure Network
Every carrier in the OTR Network is vetted on entry and continuously monitored. Leverage a network built on underwriting, compliance, and ongoing review, so you can trust carriers with your most valuable freight.
Got questions?
We’ve got answers.
Find out everything you need to know about True Non-Recourse Factoring with OTR Solutions.
Recourse and non-recourse factoring refer to who is liable if the factoring company cannot collect payment on the factored invoice after a certain period of time. Under a recourse program, the carrier is ultimately liable to repurchase the invoice if the factor cannot collect payment after a certain period of time. Under a non-recourse program, the factoring company is responsible and is liable for any defaults of payment from the broker, assuming the carrier met all of the obligations of their contract.
The best factoring company is the one that puts your needs first. Look for a partner with fast, reliable payments, transparent pricing, and real human support. OTR Solutions offers True Non-Recourse Factoring, same-day funding (even on bank holidays), and a dedicated team that knows freight. Whether you're just getting started or scaling your operation, we’re built to keep your business moving forward.
Depending on the factor and program type, funding rates can be anywhere between 90% and 99% of the invoice amount. This is determined by your individual contract terms. Be sure to know exactly what your factoring rate is, any additional fees, or extra stipulations that may incur additional charges. The lowest rate is not usually the best, especially when you take into account hidden fees, terms affecting non-payment liability, and ability to receive customer support as you run your business.
Factoring companies generally offer either a flat factoring rate or a tiered rate. Flat factoring rates charge the same percentage on each invoice factored, regardless of how long it takes the broker to pay. Tiered rate programs increase the fee depending on the time it takes for a broker to pay, usually in 15-day increments.
Quick pay is an expedited funding option offered by some brokers, each with their own terms and rates. As you diversify your business and utilize multiple brokers, the management of all the different contracts, terms, and paperwork grows exponentially. The benefit of factoring is that you have an organized and centralized source for all back-office-related needs. Factoring companies handle the back-office burden while you focus on running your business.