In the world of trucking, cashflow is king, and fuel is one of the biggest ongoing expenses carriers face. For owner-operators and fleet managers alike, the ability to access fuel without disrupting your financial rhythm makes the difference between staying profitable and struggling to keep wheels turning.
The OTR Fuel Card has earned its reputation with fuel savings averaging $0.50 per gallon and nationwide acceptance at over 8,000 trusted stations. Now, OTR is making its Fuel Credit accessible to more carriers than ever, empowering carriers of all sizes to fuel today and pay later.
Why Carriers Trust the OTR Fuel Card
Before highlighting the expanded availability of Fuel Credit, let’s revisit what makes the OTR Fuel Card a go-to for so many carriers across the country. From real fuel savings to smart tech like Fuel Finder in the OTR Mobile App, which pinpoints the best discounts along your route, this card is built to support drivers at every turn.
- Real Time Savings at the Pump:
Average savings of $0.50 per gallon, with discounts reaching up to $2.25 per gallon at select locations. These are consistent savings that help your bottom line every single fill-up, not promotional rates that disappear after a few months.
- Nationwide Acceptance:
Accepted at 8,000+ fuel stations, including TA/Petro, RaceTrac, CircleK, 7-Eleven, and more. Whether you’re running coast-to-coast or staying regional, you’ll find locations that accept your card.
- Zero In-Network Transaction Fees:
Over 2,500 in-network stations offer $0 transaction fees, which means more money stays in your pocket instead of going toward processing costs.
OTR Fuel Credit: Fuel Now, Pay Later
The OTR Fuel Credit program builds on the foundation of everything carriers already love about the OTR Fuel Card. It delivers the same savings, the same nationwide acceptance, and now, even greater financial flexibility.
Fuel Credit is available to carriers who factor with OTR Solutions, creating a comprehensive partnership that streamlines cashflow and simplifies fuel management. This integrated approach supports business growth while delivering a seamless experience across both factoring and fueling operations.
This isn’t your average fuel credit. It’s designed for the realities of the road and the needs of carriers at every stage of growth. Here’s what makes it different:
No Credit Check Needed
Worried about your credit score? With OTR’s Fuel Credit you don’t have to be. Carriers are approved regardless of credit history, which makes it ideal for:
- New authorities who haven’t established business credit
- Owner-operators bouncing back from financial setbacks
- Growing fleets looking for fast, reliable fuel funding
Weekly Credit Lines That Work with Your Cashflow
Fuel Credit offers a weekly line of credit that aligns with your payment cycle, not a rigid monthly statement. Once approved, your card arrives pre-loaded with credit. Here’s how it works:
- You choose your weekly billing day during the setup process
- With Fuel Credit, you can pay directly with your factored invoices so you never have to worry about making on-time payments again
- Want to pay another way? No problem. There are several additional payment options available
- This helps you fuel up today and pay when your revenue hits
It’s a smarter, more sustainable way to manage fuel expenses and minimize cashflow disruptions.
Flexible Limits That Grow with Your Business
While every carrier starts with a set credit limit, those limits can grow as your business grows. That means:
- More loads? You could qualify for more credit.
- Expanding your fleet? Your credit could scale with you.
- Stronger track record? You may be eligible for higher limits.
This is what “unlimited credit” really means: not infinite, but limitless potential tied to your success.
Choose the Fuel Funding Option That Fits Your Business
Every carrier runs a little differently. That’s why the OTR Fuel Card offers both credit and prepaid options, so you can choose the model that best supports your operations and cashflow.
No matter which model you choose, you’ll get access to industry-leading fuel discounts, nationwide acceptance, and the backing of a team that understands the trucking business.
Prepaid
Load funds in advance and control your budget with precision. This option works great for carriers who prefer to manage expenses upfront and avoid any debt obligations. You maintain complete control over spending while still getting all the savings benefits.
Fuel Credit
Use now, pay later with weekly billing and zero upfront cost. Perfect for carriers who need to preserve working capital for other business expenses like maintenance, permits, or unexpected repairs.
Fuel Credit: The Same Great Card, Just More Powerful
The introduction of Fuel Credit doesn’t change what carriers love about the OTR Fuel Card. You still get all the benefits that have made it popular among thousands of carriers nationwide.
- No credit check required for approval, making it accessible to carriers at any stage, from brand-new authorities to established fleets.
- Immediate access to credit upon approval, no need to load funds once approved – your card arrives ready to use.
- Weekly billing tailored to your schedule, not rigid monthly cycles. This flexibility aligns with the realities of trucking cashflow.
- All the same discounts and perks, including savings of up to $2.25 per gallon at 2,500+ fuel stations nationwide.
- Eligibility for reduced factoring rates when you combine fuel and factoring services, helping you boost profitability across your operation.
Fuel with Confidence. Grow with OTR.
The OTR Fuel Card with Fuel Credit becomes more accessible and cashflow-friendly for all operation sizes.
Fuel Credit helps you:
- Take on more loads without upfront fuel costs
- Grow your business without waiting on cash reserves
- Stay profitable through seasonal slowdowns or rate drops
- Scale quickly when new opportunities arise
Fuel Credit provides flexibility to navigate seasonal changes without compromising profitable loads. When freight rates drop but fuel costs stay high, credit access keeps you active instead of parked. This flexibility makes the difference between maintaining operations and shutting down temporarily.
Sign up today for our fuel card and start saving immediately. Fuel smarter, drive further, and grow with the confidence that comes from having a trusted financial partner who understands the unique demands of the trucking industry.