New authority? Get financial stability from the first load.
Cashflow is one of the biggest challenges new trucking businesses face. OTR Solutions makes getting started smoother with instant risk-free funding, industry-leading fuel savings, and in-house customer support designed for new authorities.
Get the money you've earned, instantly
When you're running a new trucking business, your cashflow matters. When it's time to get paid, instant funding to any bank account is available 24/7, even on holidays. With OTR, the future of factoring is Always On.
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Funding meets fuel and you profit even more
Optimize your cashflow by pairing the industry's only True Non-Recourse Factoring program and the OTR Fuel Card to avoid chargebacks, get up to 0.5% off your factoring rate, and access a line of fuel credit. That's on top of fuel savings averaging $0.50/gallon—that's $7,200 per truck, every year.
Strong support and smart systems
Experience the best customer service in trucking. With a dedicated account manager for every client and smart tools like the #1-rated OTR Mobile App and Fuel Finder, OTR Solutions keeps you rolling.
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Solutions tailored to your business.
Chargeback protection
With True Non-Recourse Factoring, we cover the non-payment risk, so you get paid no matter what. Proven to keep carriers in business longer than any other factor.
Truly Instant Funding
Truly Instant Funding gives carriers the ability to unlock full financial freedom with instant payouts to any bank account, 24 hours a day, 7 days a week, 365 days a year.
Industry-leading fuel savings
Save an average of $0.50/gallon on fuel at over 3,000 in-network locations. That means average savings of $600/month - or $7,200/year - per truck.
Save on fuel & factoring
Pair True Non-Recourse Factoring and the OTR Fuel Card for at-pump savings and a lower factoring rate.
Access to fuel credit
Get a line of fuel credit without the hassle of credit checks when you combine factoring & fuel.
Real, human support
Say goodbye to voicemails and feedback loops. Every OTR client has a dedicated, in-house account manager who knows your business as well as you do.
Real carriers. Real reviews.
Got questions?
We’ve got answers.
Find out everything you need to know about partnering with OTR, from how it works to what programs we offer.
Freight factoring is a financing solution where a trucking company sells its unpaid invoices to a factoring company for immediate cash. Instead of waiting 30 to 90 days for broker payments, carriers can get paid within 24 hours or sooner. The factoring company then collects from the broker directly.
Other factoring providers may claim to provide non-recourse factoring but quickly fall short with hidden fees and chargebacks. At OTR Solutions, True Non-Recourse Factoring is actually risk-free. That means no chargebacks and no hidden fees ever, even if the broker goes out of business.
Yes – but you can sign up with OTR Solutions before your authority is active to get ahead. That way you’ll be ready to factor invoices as soon as you can run loads.
The OTR Fuel Card is a diesel card that is accepted at over 8,000 stations nationwide, with savings averaging $0.50/gallon. That’s $7,200/year per truck. Even better, when you factor with OTR Solutions, you gain access to fuel credit options or up to 0.5% off your factoring rate.
When you pair True Non-Recourse Factoring and the OTR Fuel Card, you gain access to the #1-rated trucking mobile app, industry-leading fuel savings, a dedicated account team, and 24/7 instant funding.
Tools and support that drive you forward
New to the business or expanding your fleet, we only succeed when you do. With smarter tools, better technology, and dedicated support, we help you move further, faster.

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