Factoring & Fuel Programs

New authority? Get financial stability from the first load.

Cashflow is one of the biggest challenges new trucking businesses face. OTR Solutions makes getting started smoother with instant risk-free funding, industry-leading fuel savings, and in-house customer support designed for new authorities.

Savings Calculator
No chargebacks
24/7 instant funding
Dedicated support team
Industry-leading fuel savings

Solutions tailored to your business.

Chargeback protection

With True Non-Recourse Factoring, we cover the non-payment risk, so you get paid no matter what. Proven to keep carriers in business longer than any other factor.

Truly Instant Funding

Truly Instant Funding gives carriers the ability to unlock full financial freedom with instant payouts to any bank account, 24 hours a day, 7 days a week, 365 days a year.

Industry-leading fuel savings

Save an average of $0.50/gallon on fuel at over 3,000 in-network locations. That means average savings of $600/month - or $7,200/year - per truck.

Save on fuel & factoring

Pair True Non-Recourse Factoring and the OTR Fuel Card for at-pump savings and a lower factoring rate.

Access to fuel credit

Get a line of fuel credit without the hassle of credit checks when you combine factoring & fuel.

Real, human support

Say goodbye to voicemails and feedback loops. Every OTR client has a dedicated, in-house account manager who knows your business as well as you do.

Real carriers. Real reviews.

225K+
Total companies worked with
22M+
Total invoices processed
$30B+
Invoices paid out
$0.50/Gal
Average Savings
3,000+
In-Network Locations
$0
In-Network Fees
$0.50/Gal
Average Savings
3,000+
In-Network Locations
$0
In-Network Fees
24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
#1-Rated
Factoring mobile app
5-Star
In-house customer support
Zero
Monthly minimums
225K+
Total companies worked with
22M+
Total invoices processed
$30B+
Invoices paid out
24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
#1-Rated
Factoring mobile app
5-Star
In-house customer support
Zero
Monthly minimums
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“Their team is professional, responsive, and always ready to help with factoring and back-office support. The setup process was smooth, and they make it easy to manage invoices and get paid on time. Their customer service goes above and beyond”
Bo McCallum
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“I’m extremely happy to be working with OTR Solutions. They make things very easy for me to keep running my business and not worry about having to chase down brokers. They are very professional and super efficient! I would definitely recommend them to anyone who has a trucking business and is looking to work with a factoring company.”
Jimmy Arce
|
“All of my questions get answered, and their response time is insanely quick. Their apps are user-friendly, and I am able to upload invoices quickly and easily.”
Andrew Bruce
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Question Mark Icon
FAQ’s

Got questions?
We’ve got answers.

Find out everything you need to know about partnering with OTR, from how it works to what programs we offer.

What is freight factoring?

Freight factoring is a financing solution where a trucking company sells its unpaid invoices to a factoring company for immediate cash. Instead of waiting 30 to 90 days for broker payments, carriers can get paid within 24 hours or sooner. The factoring company then collects from the broker directly.

What's the difference between True Non-Recourse Factoring and other non-recourse programs?

Other factoring providers may claim to provide non-recourse factoring but quickly fall short with hidden fees and chargebacks. At OTR Solutions, True Non-Recourse Factoring is actually risk-free. That means no chargebacks and no hidden fees ever, even if the broker goes out of business.

Does my authority have to be active to factor?

Yes – but you can sign up with OTR Solutions before your authority is active to get ahead. That way you’ll be ready to factor invoices as soon as you can run loads.

What is the OTR Fuel Card?

The OTR Fuel Card is a diesel card that is accepted at over 8,000 stations nationwide, with savings averaging $0.50/gallon. That’s $7,200/year per truck. Even better, when you factor with OTR Solutions, you gain access to fuel credit options or up to 0.5% off your factoring rate.

What other tools or services does OTR offer?

When you pair True Non-Recourse Factoring and the OTR Fuel Card, you gain access to the #1-rated trucking mobile app, industry-leading fuel savings, a dedicated account team, and 24/7 instant funding.

Tools and support that drive you forward

New to the business or expanding your fleet, we only succeed when you do. With smarter tools, better technology, and dedicated support, we help you move further, faster.