High-performance factoring to fuel your success.
OTR Solutions and TruckSmarter have partnered to provide carriers with True Non-Recourse Factoring built to protect cash flow and eliminate freight payment risk. Beyond factoring, OTR has spent the past decade perfecting the service and technology carriers rely on to simplify daily operations. With 24/7 instant funding, in-house support, a powerful mobile app, seamless TMS integrations, and more, OTR delivers the reliability and transparency carriers need to stay on the road and in control.
Risk-free factoring
Only OTR offers True Non-Recourse factoring with no chargebacks, even after 90 days. Where others claim to offer non-recourse, only OTR takes on the risk, so you can focus on the road, not unpaid invoices.
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Get paid 24/7 - even on holidays
OTR Solutions sets the standard for funding speed with Truly Instant Funding. It provides carriers with the same True Non-Recourse Factoring experience but faster. No cutoff times. No delays. Just reliable cashflow when you need it most—even on bank holidays.
Bundle factoring and fuel for even more benefits
Bundle True Non-Recourse Factoring with the OTR Fuel Card, you don’t just save an average of $0.50/gal — we'll also reduce your factoring rate by up to 0.5%.
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Powering your operation for long-term success.
No chargebacks
We cover the non-payment risk, so you get paid no matter what. Proven to keep carriers in business longer than any other factor—making OTR Solutions the top factoring company.
Payment in seconds
Truly Instant Funding gives carriers the ability to unlock full financial freedom with quick invoice approvals and instant payouts to any bank account, 24 hours a day, 7 days a week, 365 days a year.
Real, human support
Say goodbye to voicemails and feedback loops. Every OTR client has a dedicated, in-house account manager who knows your business as well as you do.
24/7 free broker checks
Check broker credit any time and take the guesswork out of who you work with.
#1 rated factoring mobile app
Submit invoices, check payment statuses, find the best fuel discounts, and so much more - anytime, anywhere.
Save on fuel & factoring
Bundle True Non-Recourse Factoring and the OTR Fuel Card for at-pump savings and a lower factoring rate.
Real carriers. Real reviews.
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Got questions?
We’ve got answers.
Find out everything you need to know about partnering with OTR, from how it works to what programs we offer.
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OTR Solutions offers both recourse and True Non-Recourse Factoring, so you can choose the best fit for your business. No matter which program you choose, you’ll get a dedicated account team and access to our industry-leading tools. If you choose True Non-Recourse Factoring , you’ll also won’t be charged back, guaranteed, even after 90 days.
Though ‘non-recourse’ means that the factoring company is responsible for the risk of non-paying customers, other factors will often charge carriers back if an invoice goes unpaid. OTR Solutions is the only provider in the industry to offer True Non-Recourse Factoring, meaning once our carriers are paid, they stay paid – even if the broker defaults on payment or goes out of business.
No, OTR Solutions does not require you to factor a certain volume per month. You can factor as little or as much as you want. However, other factoring companies may have minimums.
Yes – but you can sign up with OTR Solutions before your authority is active to get ahead. That way you’ll be ready to factor invoices as soon as you can run loads.
While funding speed differs per provider, OTR Solutions pays carriers in seconds with Truly Instant Funding – 24/7 funding to any bank account without delays or cutoff times.
