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Freight Factoring

The industry's top trucking technology & factoring company

You run your own business, and every dollar counts. With OTR Solutions' True Non-Recourse Factoring, we reduce the risk of non-payment - ensuring owner-operators have access to reliable cashflow. No chargebacks, even after 90 days.

No chargebacks, no risks
24/7 instant funding
Dedicated support team
Industry-leading technology
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Risk-Free Factoring

Why carriers choose OTR Solutions.

Only OTR offers True Non-Recourse factoring with no chargebacks, even after 90 days. Where others claim to offer non-recourse, only OTR takes on the risk, so owner-operators can focus on the road, not unpaid invoices.

Minimized Risk

You handle the road. We’ll handle the rest - even chasing brokers for payment.

Truly Instant Funding

Factoring that never stops. Funds whenever you need them - even on bank holidays.

Real carriers. Real reviews.

24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
24/7/365
Truly Instant Funding
5-Star
In-house customer support
#1-Rated
Factoring mobile app
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“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.
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“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.
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“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.
|
“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.
|
“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.
|
“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.
|
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The tools you need to thrive.

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No chargebacks

We cover the broker risk, so you get paid no matter what — no loopholes, no compromise, no chargebacks.

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Payment in seconds

Same-day processing and BOLT Instant Funding means getting paid in hours, not days — even on bank holidays.

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Real, human support

We offload the paperwork, so you can stay focused on the road ahead.

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24/7 broker credit checks

Check broker credit any time and take the guesswork out of who you work with.

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#1 rated mobile app

Submit invoices, check payment statuses, find the best fuel discounts, and so much more - anytime, anywhere.

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Save on factoring & fuel

Bundle factoring with the OTR Fuel Card for at-pump savings and a lower factoring rate.

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OTR Mobile App

Manage your business anywhere.

Your business doesn’t stop on the road, and neither does OTR. Submit invoices, check payments, find the best fuel discounts, and run broker credit checks 24/7 all within the OTR Mobile App.

A smart move in the right direction.

We’ve built our platform to be easy to use, easy to trust, and easy to say yes to. Let’s get you rolling and move forward together.