The industry's top trucking technology & factoring company
You run your own business, and every dollar counts. With OTR Solutions' True Non-Recourse Factoring, we reduce the risk of non-payment - ensuring owner-operators have access to reliable cashflow. No chargebacks, even after 90 days.

Why carriers choose OTR Solutions.
Only OTR offers True Non-Recourse factoring with no chargebacks, even after 90 days. Where others claim to offer non-recourse, only OTR takes on the risk, so owner-operators can focus on the road, not unpaid invoices.
You handle the road. We’ll handle the rest - even chasing brokers for payment.
Factoring that never stops. Funds whenever you need them - even on bank holidays.
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Real carriers. Real reviews.
The tools you need to thrive.
No chargebacks
We cover the broker risk, so you get paid no matter what — no loopholes, no compromise, no chargebacks.
Payment in seconds
Same-day processing and BOLT Instant Funding means getting paid in hours, not days — even on bank holidays.
Real, human support
We offload the paperwork, so you can stay focused on the road ahead.
24/7 broker credit checks
Check broker credit any time and take the guesswork out of who you work with.
#1 rated mobile app
Submit invoices, check payment statuses, find the best fuel discounts, and so much more - anytime, anywhere.
Save on factoring & fuel
Bundle factoring with the OTR Fuel Card for at-pump savings and a lower factoring rate.

Transparent contracts, maximum flexibility.
Factoring should work for you—not restrict your business. Unlike competitors that require you to factor every load, OTR's flexible terms let you maintain control over which invoices to factor. Stay in control of your cashflow with clear, straightforward agreements designed around your business' needs.
Manage your business anywhere.
Your business doesn’t stop on the road, and neither does OTR. Submit invoices, check payments, find the best fuel discounts, and run broker credit checks 24/7 all within the OTR Mobile App.














You're independent - not alone.
Running your own trucking company comes with enough challenges. With OTR, you’re never on your own. Our in-house team knows what it takes to get rolling and stay rolling, and we’re here whenever you need us.
More than just factoring.
OTR Solutions offers more than just factoring for owner-operators, fleets, and brokerages. From factoring and banking to back-office automation and fuel, our tools work together to keep your business running smoothly and profitably.


A smart move in the right direction.
We’ve built our platform to be easy to use, easy to trust, and easy to say yes to. Let’s get you rolling and move forward together.

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