Experience True Non-Recourse Factoring for dry van trucks.
Choose OTR Solutions for your dry van loads and get fast, reliable True Non-Recourse factoring with consistent rates, no reserves or chargebacks, and transparent pricing with no hidden fees or minimums. Enjoy instant funding options, an easy-to-use mobile app, and dedicated support—all with a quick, no-cost setup.
You handle the road. We’ll handle the rest.
Factoring that never stops. Funds whenever you need them - even on bank holidays.
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Real carriers. Real reviews.
The tools dry van carriers need to thrive.
No chargebacks
We cover the broker risk, so you get paid no matter what — no loopholes, no compromise, no chargebacks.
Payment in seconds
Same-day processing and BOLT Instant Funding means getting paid in hours, not days — even on bank holidays.
Real, human support
We offload the paperwork, so you can stay focused on the road ahead.
24/7 broker credit checks
Check broker credit any time and take the guesswork out of who you work with.
#1 rated mobile app
Submit invoices, check payment statuses, find the best fuel discounts, and so much more - anytime, anywhere.
Save on factoring & fuel
Bundle factoring with the OTR Fuel Card for at-pump savings and a lower factoring rate.
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Smarter cashflow solutions for dry van carriers.
OTR Solutions provides targeted solutions, including trusted freight factoring and streamlined back-office support to effectively address the unique cashflow challenges that dry van carriers face.
Accounts receivable support.
Streamline your paperwork with a freight factoring company like OTR Solutions. Our proficient accounts team swiftly and accurately manages your invoices, building strong customer relationships and ensuring prompt payments for your refrigerated freight business.
You're independent — not alone.
OTR Solutions enables reefer truckers to expand their business safely. Our thorough vetting ensures you connect with reliable and financially solid brokers and shippers, safeguarding your refrigerated transport operations.
More than just factoring.
OTR Solutions’ financial platform helps carriers, fleets, and brokers stay on top of cashflow, fuel costs, and financial management. We’ve got you covered with an easy-to-use mobile app and client portal, plus tools for banking, factoring, and back-office automation.
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The only program that pays
you twice.
Running your own business means every dollar counts. When you pair True Non-Recourse Factoring with the OTR Fuel Card, you’ll save an average of $0.50 per gallon and get access to the only program that also lowers your factoring rate — keeping more of your money where it belongs: in your pocket.
Factoring and more.
OTR Solutions’ financial tools work together to help owner-operators, fleets, and freight brokers save money, manage cashflow, and stay ahead.
For Owner-Operators
Owner-Operators
Fast pay, fuel savings, and financial solutions built to keep you on the road and in the black.
For Fleets
Fleets
Flexible capital, fuel savings, and finance solutions designed to scale.
For Freight Brokers
Freight Brokers
Seamless payments and automation to keep freight moving and business running smoothly.
Got questions?
We’ve got answers.
Find out everything you need to know about factoring for dry vans, from how it works to how fast you'll get paid.
Non-recourse factoring is a program in which a carrier sells an invoice to a factoring company in exchange at a slightly discounted rate. Instead of waiting up to 30, 60, or even 90 days for payment, carriers who factor with OTR are paid instantly after their submitted invoice is approved. Additionally, with non-recourse factoring, the factoring company assumes the risk of non-payment, not the carrier, providing a sense of peace of mind.
While funding speed differs per provider, OTR Solutions pays carriers in seconds with Truly Instant Funding – 24/7 funding to any bank account without delays or cutoff times.
Your account manager and team are responsible for invoicing the broker, while our in-house Accounts Receivable team works to collect the payment from them. Both teams help you maintain strong relationships with your customers, so you can focus on maintaining and growing your business.
No, OTR does not restrict customer credit or concentration – allowing you to continue working with brokers and shippers you already have relationships with.