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Dedicated to Our Customers for the Long Haul

5 gold stars

“Transferred from another factoring company. The process was smooth and easy. Every one I spoke to was very helpful. They all kept me updated on the progress of switching over to OTR. Would recommend them to anyone looking for a factoring company.”


5 gold stars
“I love this company so much. If you want to get started in the trucking industry this is the best place to do it. Our relationships with the people here cannot not be replaced for a lower factoring percentage. Sometimes being in business means picking the best partners not the cheapest. Love Love Love Robert and Kimi.”


5 gold stars
“We’ve been using there services for almost 3 yrs now. Nothing but professional and perfect performance. I highly recommend them. Needless to say BEST FACTORING COMPANY. Shout out to Nick and his team as well as Jeremy in the fuel department.”


#1 Most Trusted Factoring Provider

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  • Simple

    We take the guessing out of getting paid with a solution fit for owner-operators and fleet owners alike. No credit checks, no minimum requirements, and no hidden fees.

  • Reliable

    Your dedicated account manager takes the worry out of factoring with an unmatched level of customer service. Rely on swift and consistent funding to drive your trucking business' growth and long-term success.

  • Trusted

    With one of the highest retention rates in the industry, thousands of clients trust us as their partner, handing their freight factoring and back-office billing to fuel their financial growth.

A Card made for every driver

Average Savings of $0.54 per gallon

  • Savings as High as $1.73*
  • Accepted at 8,000+ Locations Nationwide
  • $0 Transaction Fees at In-Network Fuel Vendors like TA Petro, Speedway, & Ambest
  • Optimize Discounts on Every Route using the OTR Fuel Finder in the Mobile App


Your Card Management – Now easier than ever

  • Load Funds with Fuel Advances, Factored Invoices, & Your Debit or Credit Card
  • Pay Lumpers, Withdraw at ATMs, or Use Anywhere MasterCard is Accepted
  • Automated Card Loading and Simple Card Management

*Average discounts are based on customer transactions during Q1 of 2023.